Online Gaming payment processing
Online Gaming Merchant Accounts
Gaming merchants operate in a patchwork of state and international law. We help skill-gaming, sweepstakes, fantasy-sports and digital-goods merchants find banks that underwrite their specific model and the jurisdictions they serve.
Why it's high risk
Why banks label Online Gaming as high risk
Understanding how underwriters see your business is the first step to getting approved — and staying approved.
Jurisdictional rules
What's legal varies by state and country, so banks review geofencing closely.
Digital goods disputes
Instant-delivery purchases are frequent targets for friendly fraud.
Card-brand coding
Gaming transactions require specific merchant category codes and registration.
Get approved faster
What you'll need to apply
Having these ready speeds up underwriting. Missing something? Apply anyway — your rep will help you fill the gaps.
- Legal opinion or licensing for your model
- Geofencing / KYC procedures
- Terms of service and official rules
- Processing statements (if available)
- Government-issued ID for each owner (25%+)
- 3 months of business bank statements
FAQ
Online Gaming merchant account FAQ
Do you work with sweepstakes casinos?
Yes, depending on your model, legal opinion and target states. We'll review your structure before submitting to any bank.
Can you process in-game purchases?
Yes. In-game credits and digital goods are supported, with fraud tools tuned for instant delivery.
Do I need a legal opinion?
Most banks require one for sweepstakes and skill gaming. If you don't have one yet, we can point you to attorneys who work in the space.
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