Crypto & Digital Assets payment processing
Crypto & Digital Asset Merchant Accounts
Buying crypto with a card is one of the highest-risk transactions a bank can approve. We help exchanges, on-ramps, NFT platforms and mining-hardware sellers find acquirers with the licensing and appetite to support them.
Why it's high risk
Why banks label Crypto & Digital Assets as high risk
Understanding how underwriters see your business is the first step to getting approved — and staying approved.
Fraud exposure
Irreversible crypto transfers make card fraud especially costly.
Licensing
Money-transmitter and VASP licensing vary by jurisdiction.
Price volatility
Volatile markets drive buyer's-remorse disputes.
Get approved faster
What you'll need to apply
Having these ready speeds up underwriting. Missing something? Apply anyway — your rep will help you fill the gaps.
- MSB / VASP registrations
- KYC and AML policies
- Corporate structure and ownership
- Processing statements (if available)
- Government-issued ID for each owner (25%+)
- 3 months of business bank statements
FAQ
Crypto & Digital Assets merchant account FAQ
Can customers buy crypto with a credit card on my site?
Yes, with an acquirer that supports crypto purchases and a strong KYC program. Approval depends on your licensing.
Do you work with mining hardware sellers?
Yes. Hardware sellers are typically easier to approve than exchanges.
Do I need a money transmitter license?
It depends on your model and where you operate. Most banks will ask for your licensing or a legal opinion.
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